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Business/Loans & finance/Invoice Finance (Factoring & Invoice Discounting) 
 

Invoice Finance (Factoring & Invoice Discounting)

If you're looking to boost your cashflow, or customers who are slow to pay are holding you back, and your annual turnover is greater than £50,000, then Lloyds Bank Commercial Finance may be able to help. 

Key features

  • Receive up to 90% of the value of unpaid sales invoices within 24 hours.
  • Facility grows with your invoices.
  • Allows you to focus on your business.

Apply now

Online banking Online

Visit Lloyds Bank Commercial Finance for further information on invoice financing.

Contact by phone By phone

Call Lloyds Bank Commercial Finance on 0800 587 5963 (open 9am to 5pm Monday to Friday) to discuss your application.

Features and benefits

Invoice financing provided by Lloyds Bank Commercial Finance is a flexible way of providing your business with the working capital it needs.

Many businesses have to pay their suppliers before receiving payments from their customers. Through invoice financing, you can advance money against the value of the invoices you raise, and use it to bridge the gap between paying your supplier and collecting the money from your customer.  No other assets
are needed to secure this funding.

Invoice financing is flexible, puts you in control and can assist your business to fund its growth because the amount you borrow grows directly with your sales.

  • Instant cash injection or predictable cashflow helping you to plan ahead more confidently and giving you real bargaining power with your suppliers.
  • Receive up to 90% of the value of any unpaid sales invoices within 24 hours of you issuing them.
  • Use your business assets and not your personal assets to finance growth.
  • Receive assistance running your sales ledger.
  • Access to advice on customer ratings & expert help with overseas customers.

More information about Invoice Finance (Factoring & Invoice Discounting)

If you would like more information before you apply please visit the
Lloyds Bank Commercial Finance website or call 0800 587 5963 (open 9am to 5pm Monday to Friday).

How to apply

To apply online for a factoring or invoice discounting facility from Lloyds Bank Commercial Finance, you will need to confirm the following:

  • you sell to other businesses
  • you raise or intend to raise invoices in arrears
  • you require the finance for business use.

Before you apply

Before you apply you will need to have the following information available:

  • your projected turnover for this year
  • your industry category
  • the number of customers and their outstanding balance.

Please view our finance application checklist.

Online banking Online

Visit Lloyds Bank Commercial Finance for further information on invoice financing.

Contact by phone By phone

Call Lloyds Bank Commercial Finance on 0800 587 5963 (open 9am to 5pm Monday to Friday) to discuss your application.

Lloyds Bank Commercial Finance is a trading name of Lloyds Bank Commercial Finance Limited.
Lloyds Bank Commercial Finance Ltd Registered office: No. 1, Brookhill Way, Banbury,  OX16 3EL.
Registered in England and Wales no. 733011.
When using these products and services your agreement will be with Lloyds Bank Commercial Finance and their terms and conditions will apply.