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Business loans

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Loans to suit your needs
Are you thinking about growing your business, or making a large equipment purchase? We have a range of loans to suit your business needs.

Bank rate linked or fixed interest rate

Capital repayment holidays available

Borrow any amount from £1,000

How to enquire about a Business loanEnquire about a business loan online or by telephone

Features & Benefits of School and Academy Bank Accounts

  • Repay your loan over a term of up to 30 years.
  • Borrow from as little as £1,000.
  • Choose from fixed or variable payments to suit your cashflow.
  • If you have more complex financing needs, we may have an alternative solution that's right for you. Contact us on 0800 056 0048 (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday) to speak to one of our experienced relationship managers.

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Compare our loans


The fixed rate is calculated on the full term of the loan. For fixed rate loan amounts over £25,000 there will be an additional cost if you close your loan early.

Tell us about your plans and needs, we will then agree the interest rate with you and let you know if we require any security. An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the loan.

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not enquire about an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

More information about School Bank Accounts

If you would like more information before you enquire either call 0800 056 0048 (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday) or complete our request for further information form.

Read our Charter to find out how we're committed to lending to businesses.

How do I open a new startup business bank account?

You can enquire about a business account online, by phone or at your local branch.

How to enquire about a Business loan

*Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.