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Business/Cards/Business Credit Card 
 

Business Credit Card

Cash flow is always a high priority, so you’ll be glad to hear that our Business Credit Card offers you a straight forward, flexible way to manage cash flow, stay in control of business expenses and could reduce your bank charges.

Key features

  • Flexible repayment options.
  • Up to 45 days interest free credit on Sterling purchases if your balance is paid in full and on time on your previous and latest statements.
  • Detailed monthly statement.
  • £32 annual fee.
  • In addition to the annual fee, other charges are applicable e.g. Cash withdrawals will incur a 2.5% handling fee (min £2.50), Non-Sterling Transaction fee is 2.95% - View our Summary Box for full details of our rates and charges

Enquire now

Online banking Online

If you have had a business account with us for at least 12 months, enquire about a Business Credit Card online now.

Enquire about a Business Credit Card

Contact by phone By phone

Speak to your relationship manager or call us on 0800 022 4395* (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday) to discuss your application.

Lending Appeals

Appeals for borrowing. Business finance declined? You can ask for the decision to be reviewed.

As part of our ongoing commitment to supporting UK businesses and improving customer relationships we have clearly defined our appeals process and provided details of how and when you can appeal.

Features and benefits of Business Credit Cards

  • You could reduce your bank charges by using your card instead of writing cheques.
  • Provide staff aged over 18 with a Business Credit Card and set individual card limits to stay on top of day-to-day business expenses
  • Make cash withdrawals up to £500 per cardholder per day - provided you stay within your card limit.
  • From hotels to petrol and business lunches to computers use your card in millions of outlets around the world wherever the VISA sign is displayed.
  • All for £32 per card per year.

Eligibility criteria applies.  Maximum Business Limit £10,000.

To enquire online about a Business Credit Card from Lloyds Bank you will need to confirm the following:

  • You are a sole trader, partner, or director
  • you are aged 18 or over
  • you are a UK resident
  • you have held a business current account with Lloyds Bank for more than 12 months
  • you require a Business Limit of £10,000 or less.

If your business has a turnover of over £2 million please contact your relationship manager before making any application.

Before you enquire

Before you enquire you will need to have the following information available:

  • Contact details for you and your business
  • the amount of the Business Limit you wish to apply for
  • the number of cards you require on your Business Credit Card account.

Important information

View our Terms and Conditions effective from March 2014 

Online banking Online

Your online application will take about five minutes to complete, once we have received it your relationship manager will contact you to discuss your application with you in more detail and provide you with terms and conditions.

Enquire about a Business Credit Card

Contact by phone By phone

Speak to your relationship manager or call us on 0800 022 4395* (open 8am to 8pm Monday to Friday and 9am to 1pm Saturday) to discuss your application.