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Business/Accounts/Business account for start-ups 
 

Business account for start-ups

We offer 18 months free day-to-day business banking* and a range of helpful guides to get you off on the right foot; so you can spend less time worrying about your banking and more time building your business.

 Key features

  • 18 months free day-to-day business banking*
  • Manage your account online, over the phone or through our extensive branch network
  • Mobile Banking –  You can now check transactions and transfer funds between your accounts with our new Business Banking App
  • Support from a Business management team
  • A great deal after your free period ends – We will let you know when your free banking period ends. This is when your monthly price plan, which gives you a set number of transactions each month for a fixed fee will begin. More information.
  • Information and guidance services to help your business develop - You will have access to the Sage planning for business software and a 90 day trial of Sage Start-up and sage instant accounts to help you manage your business.

Apply now

Online

Apply for a Business Account (opens in a new window).

By phone

Call us on 0800 022 4389. Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.


*Free day-to-day business banking includes cheques, standing orders, cash, UK Sterling Direct Debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits and don’t go overdrawn without agreeing it with us first.

18 months free day-to-day business banking

Free day-to-day banking can make all the difference to a new business. It makes sure that every single penny you earn goes towards creating a successful business.

During the first 18 months you will not be charged for:

  • paying in or taking out cash,
  • paying in or issuing cheques, 
  • paying standing orders and direct debits.

There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.

All we ask is that you operate your account within agreed limits, for example not going overdrawn without prior agreement.
 

When your free business banking period is over

When your free business banking period ends you'll automatically be placed on a Monthly PricePlan. Monthly PricePlan gives you a set number of transactions each month for a fixed fee. This makes your day-to-day business banking transparent and puts you in control of your account charges.

We'll contact you before your free business banking finishes, so you'll have time to choose the most cost-effective PricePlan, or an alternative tariff if you think this is more appropriate for your business.

Credit interest is not paid as standard on our Monthly PricePlan account. Full details of our tariff are available on our rates and charge page.

Compare our tariffs side by side

Back to Overview

Apply now

Online

Apply for a Business Account (opens in a new window).

By phone

Call us on 0800 022 4389. Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.

Important Information

Before you apply for this account, please view the terms and conditions.


*Free business banking includes cheques, standing orders, cash, Direct Debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits.

Details of conditions, charges and interest rates.

View the terms and conditions.

Rates and charges.

Before you apply

Before you apply you will need to have the following information available:

  • Contact details for you and your business.
  • For each named person on the account we'll need their full name, date of birth, nationality and home address for the past 3 years.
  • Your business set up costs.
  • The expected turnover of the business in the next 12 months.
  • If you do not hold a personal account with Lloyds Bank, all parties will need to provide proof of identity and evidence of their address.

When you apply you will need to confirm the following:

  • You are a sole trader, partner, or director
  • You are aged 18 or over
  • You require the account for business use

Important information

Before you apply for this account, please view the terms and conditions.

Begin your application now

Online

Apply for a Business Account (opens in a new window).

By phone

Call us on 0800 022 4389. Lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday.

Request further information about business bank accounts

If you would like more information before you apply please complete our request for further information form.